- 5% cash back at U.S. office supply stores
- 5% cash back on services from U.S. wireless telephone service providers
- 3% cash back on gasoline at U.S. stand-alone gas stations
- 1% cash back on other eligible purchases
- Purchases above $12,000 in each category per reward year will earn only 1% cash back
- Cash back earned will be automatically credited to your statement every month.
- Cash back is earned only on eligible purchases.
- No limit to the amount of cash back you can earn
- No annual membership fee
- Terms & Restrictions Apply.
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Discover it™ - 18 Month Balance Transfer
- Fair...no annual fee. No overlimit fee. No foreign transactions fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.
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Travel Credit Card with NO APR
Capital One® Classic Platinum Credit Card
- 0% intro APR on all purchases until June 2013.
- $0 Fraud Liability if your card is lost or stolen.
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection.
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NO Annual Fee for the 1st Year
Capital One® Platinum Prestige Credit Card
- $0 intro annual fee for the first year; $19 after that.
- Image Card - personalize your card with an image of your choice.
- $0 Fraud Liability if your card is lost or stolen.
-
Longest Grace Period
Citi® Diamond Preferred® Card
- 0% Intro APR on Balance Transfers and Purchases for 18 months.
- Access to personalized concierge service in booking hotel, flights, concert tickets and much more.
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SimplyCash® Business Card from American Express OPEN By American Express Bank
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | None | None | N/A | None |
The Business Gold Rewards Card® from American Express OPEN By American Express Bank
- 3X points on airfare
- 2x points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping
- 1X points on other purchases
- Points are earned only on eligible purchases. Bonus points limitations apply.
- Earn points even faster to get more rewards for your business
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Introductory annual fee for Additional Gold Cards in the first year is $0; then, $50 for the first Additional Gold Card and no fee for other Additional Cards
- Terms & Restrictions Apply.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | N/A | None | $0 introductory annual fee for the first year, then $175 | 1 point |
The Business Platinum Card® from American Express OPEN By American Express Bank
- Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
- Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
- 20% Travel Bonus when using Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits to help power your business
- Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
- Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
- Purchasing power that can adjust as your business evolves
- Terms & Restrictions Apply*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | N/A | None | $450 | None |
Business Green Rewards Card from American Express OPEN By American Express Bank
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn one Membership Rewards® point for every dollar you spend
- Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- $0 introductory annual fee for the first year, then $95
- Terms & Restrictions Apply.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | N/A | None | $0 introductory annual fee for the first year, then $95 | 1 Point |
Gold Delta SkyMiles® Business Credit Card from American Express OPEN By American Express Bank
- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free - for up to 8 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
- No annual fee for Additional Cards
- Terms & Restrictions Apply.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | None | None | $0 introductory annual fee for the first year, then $95 | None |
Starwood Preferred Guest® Business Credit Card from American Express OPEN By American Express Bank
- Earn up to 25,000 Starpoints® - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
- Get 1 Starpoint® for every dollar of eligible purchases.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
- Terms & Restrictions Apply.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | None | None | $0 introductory annual fee for the first year, then $65 | 1 Point |
American Express® Prepaid Card By American Express Bank
- No annual fees or monthly fees
- No purchase fees or overdraft fees
- No credit check required
- Purchase Protection
- Fraud Protection
- Roadside Assistance
- Award-winning customer service
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | None | None | None | None |
PerkStreet Financial℠ Debit MasterCard® By PerkStreet Financial Bank
- A great tool to improve your financial life use your cash back to pay down your debt faster, save for your future, give back to others or just have some fun
- No cap on the amount of rewards you can earn plus no annual fee
- No monthly fees when you use your account
- Free online banking and bill pay
- Easy & free electronic transfers
- 24/7 customer support
- FDIC-insured deposits, up to $250,000
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | None | None | $0 | None |
USAA Active Military MasterCard® By USAA Savings Bank Bank
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 9.9%-25.9% | 25 days | $0 | 1 Point |
USAA Cash Rewards® American Express® By USAA Savings Bank Bank
- Earn up to 2.25% cash back on gas and grocery purchases.
- Earn up to 1.25% cash back for all other purchases.
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No caps or limits on the amount you can earn.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- No annual fee and no minimum finance charge.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | 9.9%-25.9% | 25 Days | $0 | None |
USAA Cash Rewards® Visa® By USAA Savings Bank Bank
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 9.9%-25.9% | 25 days | $0 | None |
USAA Cash Rewards® World MasterCard® By USAA Savings Bank Bank
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 9.9%-25.9% | 25 days | $0 | None |
USAA Rate Advantage MasterCard® By USAA Savings Bank Bank
- No annual fee: And avoid fine-print fees - we don't charge over-the-limit fees or penalty rates, so you keep more money in your pocket.
- Get the lowest APR we offer you:1 Variable rates starting at 6.9% on purchases, balance transfers and cash advances. It's the same low rate for all transactions.
- Free Travel and Retail Benefits:2 Get benefits like Rental Car Collision Damage Coverage and Extended Warranty coverage on your purchases.
- Making your busy life simpler: Our online and mobile tools help you manage your account anytime, anywhere.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 6.9% - 23.9% | 25 days | $0 | None |
USAA Rewards Visa® By USAA Savings Bank Bank
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on usaa.com or from your mobile device - with no redemption fee.
- Free Travel and Retail Benefits:1 Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 9.9%-25.9% | 25 days | $0 | 1 Point |
USAA Rewards™ American Express® By USAA Savings Bank Bank
- Earn 2X points on gas and grocery purchases all the time.
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- Earn 2,500 Bonus Points after your first purchase.
- No caps or limits on the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on usaa.com or from your mobile device - with no redemption fee.
- No annual fee and no minimum finance charge.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | 9.9%-25.9% | 25 Days | $0 | 1 Point |
USAA Rewards™ World MasterCard® By USAA Savings Bank Bank
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on usaa.com or from your mobile device with no redemption fee.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 9.9%-25.9% | 25 Days | $0 | 1 Point |
PASS Card from American Express℠ By American Express Bank
- Prepaid, reloadable American Express card parents can give to teens
- Parents and teens can log in to their own online accounts to check the PASS Card balance, view transactions and setup alerts
- Limit overspending and avoid teen overdraft fees
- Safer than Cash
- Automatic reloads
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| American Express | None | None | None | None |
Applied Bank® Visa® Business Card By Applied Bank Bank
- Bad Credit? No Problem! Easy Approval
- Complete Your Application in Just 60 Seconds!
- Turn Your Hobby or Interest into a Business
- Separate Your Business Expenses for Tax Purposes
- Perfect for Sole Proprietors and Entrepreneurs
- No Security Deposit Required!
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 23.99% | None | $0 | None |
Applied Bank® Secured Visa® Gold Credit Card By Applied Bank Bank
- Load One Time - Keep On Using No Need For Any Additional Deposits!
- Get a Credit Line That is Reported To The Major Credit Bureaus!
- Get Approved Today with a Minimum Deposit for activation $200 - Maximum $5,000.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 9.99% | None | $50 | None |
National Express® Secured Visa® Credit Card By Applied Bank Bank
- Better Than Prepaid...Go with a Secured Card
- Get a Credit Line That is Reported To The Major Credit Bureaus
- Load One Time - Keep On Using...No Need For Any Additional Deposits
- Activate Today with a $200 Minimum Deposit - Maximum $5,000
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 9.99% | None | $50 | None |
Platinum Zero® Secured Visa® Credit Card from Applied Bank® By Applied Bank Bank
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 9.99% | None | $0 | None |
Discover it™ By Discover Bank
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back at restaurants and movies right now through March on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because youll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 20.99%. *Click apply for Terms & Conditions.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Discover | 24.99% | None | $0 | None |
Discover it™ - 18 Month Balance Transfer By Discover Bank
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back at restaurants and movies right now through March on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 20.99%.*
- 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 20.99%. *Click apply for Terms & Conditions.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Discover | 24.99% | None | $0 | None |
Discover it™ for Students By Discover Bank
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back at restaurants and movies right now through March on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Discover | 24.99% | None | $0 | None |
PerkStreet Financial℠ Checking Account By PerkStreet Financial Bank
- PerkStreet Financial offers up to 2% cash back on everyday debit card purchases - one of the best debit card rewards programs in America!
- Get 1% all over, 2% on select online purchases, and 25% in PowerPerk deals.
- The average American will earn $500 every year in cash back
- No cap on the total rewards you can earn plus no annual fee
- No monthly fees when you use your account
- Free online banking and bill pay
- Easy electronic transfers
- 24/7 customer support
- FDIC-insured deposits, up to $250,000
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | None | None | $0 | None |
Capital One® Cash Rewards - Average By Capital One Bank
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until June 2013
- Auto rental insurance - use your card to rent a car and you're covered for collision, damage, and loss
- No foreign transaction fees
- Extended warranty program
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 24.9%(V) | 25 days(Min) | $39 | None |
Capital One® Cash Rewards By Capital One Bank
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2014
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days on purchases | None | 1% cash back |
Capital One® Cash Rewards for Newcomers By Capital One Bank
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 24.9%(V) | 25 days(Min) | None | 1% cash back |
Capital One® Secured MasterCard By Capital One Bank
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 24.9%(V) | 25 days(Min) | $29 | None |
Capital One® Venture℠ Rewards Credit Card By Capital One Bank
- 2 miles per dollar on every purchase, every day
- Money® Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011
- Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
- Visa Signature(R) benefits like complimentary concierge and travel upgrades
- Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days(Min) | $0 intro for first year; $59 after that | 2 miles |
Capital One® Orbitz® Visa® Platinum By Capital One Bank
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards, and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days on purchases | None | 1 point |
Capital One® VentureOne℠ Rewards Credit Card By Capital One Bank
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until August 2013
- No foreign transaction fees
- 24-hour roadside assistance
- Auto rental insurance - use your card to rent a car and you're covered for collision, damage and loss
- Extended warranty program
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days on purchases | None | 1.25 miles |
Capital One® Classic Platinum Credit Card By Capital One Bank
- 0% intro APR on all purchases until June 2013
- $0 Fraud Liability if your card is lost or stolen
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection or add your own
- No foreign transaction fees
- Auto rental insurance - use your card to rent a car and you're covered for collision, damage, and loss
- Travel accident insurance
- 24-hour travel assistance gives you a replacement card and cash advance
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 24.9%(V) | 25 days(Min) | $39 | None |
Capital One® Platinum Prestige Credit Card By Capital One Bank
- 0% intro APR until May 2014 on balance transfers
- 0% intro APR until May 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection or add your own
- No foreign transaction fees
- Auto rental insurance - use your card to rent a car and you're covered for collision, damage, and loss
- Extended warranty program
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 24.9%(V) | 25 days(Min) | None | None |
Capital One® Spark℠ Cash for Business By Capital One Bank
- Earn c on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days(Min) | $0 intro for first year; $59 after that | 2% cash back |
Capital One® Spark℠ Cash Select for Business By Capital One Bank
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on all purchases until August 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days(Min) | None | None |
Capital One® Spark℠ Classic for Business By Capital One Bank
- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days(Min) | None | None |
Capital One® Spark℠ Miles for Business By Capital One Bank
- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days(Min) | $0 intro for the first year, $59 thereafter. | 2 miles |
Capital One® Spark℠ Miles Select for Business By Capital One Bank
- Get a 50% bonus on the miles you earn every year
- Earn 1 mile per dollar on every purchase, every day
- Save with 0% intro APR on all purchases until August 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days(Min) | None | 1 mile |
Journey℠ Student Rewards from Capital One By Capital One Bank
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days(Min) | None | 1% |
LSU Tigers™ Platinum MasterCard By Capital One Bank
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU® card designs or create your own image card
- 0% intro APR on purchases until August 2013
- No annual fee
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 24.9%(V) | 25 days on purchases | None | 2 points |
MTV® Visa® Card From Capital One By Capital One Bank
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards, and more
- No limit on the points you can earn and points don't expire
- 0% intro APR - pay no interest on purchases until August 2013
- No annual fee
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | 25 days on purchases | None | 1 point |
Sony Card from Capital One By Capital One Bank
- 5 points per $1 on Sony purchases at authorized retailers
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
- Choose from 2 unique card designs
- 0% intro APR on purchases until June 2013
- No annual fee
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 24.9%(V) | N/A | None | 1 point |
BankAmericard Cash Rewards™ Credit Card By Bank of America Bank
- Get a $100 cash back bonus after you make $100 in purchases within 60 days of account opening.
- Earn 1% cash back on every purchase, 2% on groceries and 3% on gas. The 2% cash back on grocery purchases and 3% cash back on gas purchases applies to the first $1500 in purchases in these combined categories each quarter categories. After that, the base 1% earn rate applies to those purchases.
- Receive a 10% customer bonus when you redeem rewards into a Bank of America® checking or savings account.
- Redeem rewards for a check, statement credit, direct deposit to a checking or savings account.
- Get redemptions starting at $25, with the capability to set up automatic redemption.
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 20.99% for Direct Deposit and Check Cash Advances, and 24.99% for Bank Cash Advances.(V) | 25 days(Min) | None | None |
Citi® Diamond Preferred® Card By Citibank Bank
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 25.24%(V) | 23day(MIn) | None | None |
Citi® Dividend Platinum Select® Card for College Students By Citibank Bank
- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24%(V) | 23day(MIn) | None | None |
Citi Forward® Card By Citibank Bank
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24% | 23day(MIn) | None. | 1 Point |
Citi Forward® Card for College Students By Citibank Bank
- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening
- Earn 5 ThankYou Points for every $1 spent at restaurants (including fast food) and entertainment; 1 point for every $1 on all other purchases
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24%(V) | 23day(MIn) | None | 1 point |
Citi® Hilton HHonors™ Reserve Card By Citibank Bank
- Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
- Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
- Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
- Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
- Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
- No foreign transaction fees on purchases*
- Travel with ease and enjoy global acceptance with your Citi chip credit card
- Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24%(V) | 23day(MIn) | $95 | 3 points |
Citi® Hilton HHonors™ Visa Signature® Card By Citibank Bank
- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
- Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.*
- No Annual Fee.*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24%(V) | 23day(MIn) | None | 2 Points |
Citi® Dividend Platinum Select® Visa® Card By Citibank Bank
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back on Airline and Car Rental purchases, and at the Gap, Banana Republic, Old Navy, Gap Outlet and Banana
- Republic Factory Store between 7/1/12 and 9/30/12 when you enroll
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances
- No annual fee*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24%(V) | 23day(MIn) | None | None |
Citi® Platinum Select® / AAdvantage® Visa Signature® Card By Citibank Bank
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24%(V) | 23 days(MIn) | $95, waived for the first 12 months* | None |
Citi Simplicity® Card By Citibank Bank
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | 12.99%, 17.99%, or 21.99%, based on your reditworthiness. This APR will vary with the market based on the Prime Rate. | 23day(MIn) | None | None |
Citi ThankYou® Preferred Rewards Card By Citibank Bank
- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | 25.24%(V) | 23day(MIn) | None | 1 point |
CitiBusiness® / AAdvantage® World MasterCard® By Citibank Bank
- Designed for businesses with an established credit history
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
- First eligible checked bag free for you and up to 4 traveling companions*
- Priority Boarding - Enjoy an enhanced boarding experience*
- Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
- Renew your annual cardmembership and earn a 5% AAdvantage mileage bonus upon eligible purchases made during the cardmembership year*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| MasterCard | The cash advance APR equals the U.S. Prime Rate plus 16.99%, with a minimum APR of 21.99%. | 20day(MIn) | $0.00 for 12 months, $95.00 thereafter. | 2 AAdvantage Miles |
CitiBusiness ThankYou℠ Card By Citibank Bank
- Designed for businesses with an established credit history
- Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- Earn 3 ThankYou® points for every $1 you spend on eligible purchases in rotating business categories
- Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
- No limit to the amount of points you can earn on purchases and points don't expire
- No Annual Fee*
| Card Type | APR for Cash Advances | Grace Period | Annual Fee | Points per Dollar Spent |
| Visa | The cash advance APR equals the U.S. Prime Rate plus 16.99%, with a minimum APR of 21.99%. | 20day(MIn) | None | 1 Point |
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